Welcome to the Vanguard Mortgage & Title, Inc. rates page. If you have questions, please feel free to contact one of our representatives today.  You can also complete an online application today and one of our representatives will be in touch with you!

Current posted rates are in effect as of 07/07/2008 9:13:56 AM Central Time.

Rates are subject to change without notice.

30 Year Fixed - 5% Down or rate-term refinance
RatePointsAPRLock Days
6.500%1.000%6.750%21
6.625%0.500%6.827%21
6.875%0.000%7.029%21
The APR is calculated using a loan amount of $100,000 and these typical fees.


20 Year Fixed - 5% down or rate-term refinance
RatePointsAPRLock Days
6.375%1.000%6.703%21
6.500%0.500%6.764%21
6.750%0.000%6.951%21
The APR is calculated using a loan amount of $100,000 and these typical fees.


15 Year Fixed - 5% down or rate-term refinance
RatePointsAPRLock Days
6.250%1.000%6.659%21
6.500%0.500%6.830%21
6.750%0.000%7.000%21
The APR is calculated using a loan amount of $100,000 and these typical fees.


VA 30 Year Fixed - 100% financing
RatePointsAPRLock Days
6.500%1.000%6.634%21
6.625%0.500%6.710%21
6.875%0.000%6.912%21
The APR is calculated using a loan amount of $100,000 and these typical fees.

Rates quoted for FICO score above 720 for all program except VA 

The term "Points" is understood to be our "Origination Fee" for the loan, no Discount Points are charged for these rates.  Standard Lender fees in addition to origination fee are:  $400 - Processing, $775 - Admin./Underwriting, $375 - Estimated Appraisal Fee

We have other purchase and refinance loan programs available to meet your needs.  If you don't see a program you would like information on, please call us at 307-778-8484 and a representative would be glad to help you.

Other loan programs include:  Construction to Perm, 97% NO MI, FHA, Affordable Housing, Stated Income/Stated Asset, Interest Only, Manufactured Home loans.

Vanguard Mortgage & Title, Inc. is a Licensed Mortgage Banker/Broker in the state of Wyoming. 

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Vanguard Mortgage & Title, Inc. 208 Grand Ave. Laramie, WY 82070-3715
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